Guide: How to buy and sell cryptocurrency on PayMaya

Guide: How to buy and sell cryptocurrency on PayMaya

PayMaya now allows its users to buy and sell cryptocurrencies. Read on to know more information on cryptocurrency and how to start trading.

What is cryptocurrency?

Cryptocurrency, commonly known as crypto, is a type of digital currency protected and verified using cryptography. This coin is not governed by a central bank or any singular authority.

How do I start using PayMaya?

You can download the PayMaya app on Apple App Store (for iOS), Google Play (for Android), and Huawei AppGallery (for Huawei devices with no Google Play services). Then, register for an account.

How to upgrade your PayMaya account?

  1. Log in to your PayMaya account. Access the menu by clicking the 3-line icon in the upper left corner. Next, select UPGRADE MY ACCOUNT.
  2. Fill out the required information and ensure you have at least one (1) valid Primary ID or two (2) valid Secondary IDs. Make sure that the Name (First Name and Last Name) and Birthday you will enter in the Upgrade Application form are the same in the Valid ID you will going to upload.
  3. Next, record a guided video selfie and submit it.
  4. You may monitor the status of your upgrade application by clicking on the CHECK MY UPGRADE STATUS in the menu of the app.
  5. Once it is approved, you will receive SMS confirmation within 24 hours and see a green verified checkmark beside the profile icon and your name.

How to buy cryptocurrency on PayMaya?

Follow these simple steps to buy cryptocurrency using your PayMaya app:
  1. Login to your PayMaya app, go to the homepage, and select Crypto.
  2. Tap the Buy button at the bottom part of the screen, then select your desired cryptocurrency.
  3. Input the amount of Philippine Pesos (PHP) you want to spend. You'll see an equivalent cryptocurrency value based on an expected market price. After that, tap Next on the upper right part of the screen.
  4. A Confirm Purchase tab will appear, showing the amount of PHP you will spend and the number of cryptocurrencies you will receive through this transaction. After reviewing the details, you may confirm your purchase and slide to buy.

How to buy cryptocurrency on PayMaya

That's it! You've successfully purchased a cryptocurrency. The cryptocurrency you bought will be reflected in your portfolio, along with its current Peso value.

How to sell cryptocurrency on PayMaya?

After you purchase cryptocurrency through PayMaya, you can also sell it to convert it to cash. Follow the step-by-step guide below.
  1. Go to the PayMaya dashboard and select Crypto.
  2. On the PayMaya Invest main screen, tap the "Sell" button, then select the cryptocurrency you want to sell.
  3. Select a percentage value for selling a portion of your current asset. You'll see the equivalent PHP value based on a market pricing estimate. Then, tap the Next button on the upper right corner of the screen.
  4. A Confirm Sale tab will appear, displaying the amount of cryptocurrency you'll be selling and the amount of PHP you'll receive through this transaction. Once you've reviewed the details, you may confirm your purchase and slide to sell.

Afterward, you'll receive a digital transaction slip, and the money will be deposited into your PayMaya account. You can go to your app's home screen and check the amount.

PayMaya Invest also allows you to input your desired PHP value. This way, you don't have to compute or convert how much cryptocurrency you need to sell to get the amount of cash you want.

Another thing to remember is that, as of the moment, you may only sell cryptocurrencies purchased through PayMaya Invest.

Features of PayMaya Invest

PayMaya has simplified our entry into cryptocurrency by providing an all-in-one experience. There's no need to create a new account, submit an upgrade request, or download a new app. In comparison to other e-wallets and apps, PayMaya enables you to learn how to use cryptocurrency, fund your wallet, buy and sell coins, and spend your cryptocurrency earnings without leaving your account.

All you need is an upgraded PayMaya account to begin trading in various popular coins directly from your PayMaya wallet in Philippine Pesos. Additionally, you can purchase and sell cryptocurrency without incurring additional cash in or cash out fees.

PayMaya is a licensed Electronic Money Issuer (EMI) and a Virtual Asset Services Provider (VASP) by the Bangko Sentral ng Pilipinas (BSP). Consumers can expect safe and legal crypto transactions due to PayMaya's robust security and reliability track record, including a 99.9 percent app uptime.

Currently, PayMaya supports ADA (Cardano), BTC (Bitcoin), DOT (Polkadot), ETH (Ethereum), LINK (Chainlink), MATIC (Polygon), QNT (Quant), SOL (Solana), UNI (Uniswap), and USDT (Tether).

What can I do with Cryptocurrencies?

Practically, cryptocurrency is currently being used as a form of payment that can be used to pay for goods and services online if the parties to the transaction agree. Traditional currencies, like PHP, will need to be exchanged for the cryptocurrency to use the goods or services.
Examples of goods or services that can be purchased with cryptocurrencies are as follows:
  • game features (like SLP in Axie Infinity)
  • other digital assets like digital real estate on the metaverse
  • products offered by some businesses

It can also be used on investments. Some cryptocurrencies are treated similarly to stocks, with traders investing in them based on their belief in the underlying technology's future usefulness and value appreciation.

Tips from PayMaya Invest

If you want to maximize your profits in crypto, it's better to hold your investments and give them time to grow. However, you may need to let go of some of your coins in case of financial difficulties.

The good thing is that cryptocurrencies are in high demand, so it's easy to convert them to cash.

Moreover, much like trading on the stock markets, you make money by trading cryptocurrencies by buying them at a lower price and selling them at a higher price. The difference between the two prices is your earnings.

In the "Learn" tab of the PayMaya crypto page, you can see guides and news on the crypto space.

What else can I do with the PayMaya app?

You may use your PayMaya app to make mobile transactions like paying bills, buying prepaid load and gaming pins, making bank transfers, sending money to other PayMaya users, and buying treats.

You can use the virtual card at any online store and website that accept Visa or Mastercard credit and debit cards. Meanwhile, co-branded BancNet cards may only be used here in the Philippines.


With the Scan To Pay via QR feature, you can use your PayMaya app to scan a merchant's QR code to acquire their account details instantly and send your payment directly to their PayMaya wallet.

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PinoyTechSaga | Philippines Tech News and Game Reviews Blog: Guide: How to buy and sell cryptocurrency on PayMaya
Guide: How to buy and sell cryptocurrency on PayMaya
Check out the guide on how to buy and sell cryptocurrency on PayMaya.
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